The easiest way to invest in crypto

Buy and sell cryptocurrencies directly from your bank account.

Future proof your finances

Our intuitive app allows you to trade cryptocurrencies with ease. Buy and sell bitcoin and ether with just a few swipes.

Trading Mobile App

Trading Chart

Invest in real-time

We offer high trading limits at low cost. You can trade up to €30,000 with only a 1%* fee. Plus, our in-app trading charts give you real-time market insights so you can trade confidently.

*Subject to trading conditions of the trading partner

Your coins, all yours

Your coins are stored in a non-custodial wallet that only you can access. You can send bitcoin and ether anywhere within minutes. No banks needed, all via the blockchain and with the highest security standards.

Wallet crypto transfer

Overview Earning

Earn interest on your bitcoin

Our Interest Account lets you invest in bitcoin effortlessly. Monday becomes payday, with our automatic interest payouts. A product designed to wow everyone from the crypto-savvy to the crypto-curious.

CryptoTax made easy

We've partnered with CryptoTax, so your trades are collected in an easy-to-export document. Your legally compliant and submittable tax report is just a few clicks away for all of your Bitwala transactions.

Tax reporting illustration

Any questions? Read our FAQs

What cryptocurrencies can I hold in my Bitwala wallets?

Currently, we offer wallets for Bitcoin (BTC) and Ether (ETH). You will have to generate separate wallets for each asset respectively. In the future we plan to support many more cryptocurrencies and digital assets.

What is a non-custodial wallet?

Unlike centralized cryptocurrency exchanges, Bitwala doesn’t actually hold on to your Bitcoin (BTC) or Ether (ETH) – Bitwala is what’s called a ‘non-custodial’ system. This means only the holder of the wallet’s private keys has access to the wallet, even without the Bitwala platform. It is very important to have a backup of your private keys and to keep them stored safely offline.

How does the Bitcoin wallet work?

The Bitcoin wallet is a multi-signature non-custodial wallet. A multi-signature protocol, available for Bitcoin acts as a built-in additional security factor. The wallet is backed up with two seed phrases, which let you recover and access your bitcoin in case you lose access to your Bitwala account. Under no circumstances, Bitwala or anyone else can access or control your funds or transactions. The wallet is available on both web and mobile devices.

How does the Ethereum wallet work?

The Ethereum (ETH) wallet is only available on mobile and is backed up with one seed phrase, which lets you access and recover your coins, even if you lose access to your Bitwala account. When you set up your Ethereum wallet, a cryptographic key is generated and locked away in your smartphone security module. It can only be accessed by the Bitwala mobile app, and only upon using biometric authentication. Every transaction requires a confirmation from your device key, meaning no one else can access your funds – not even the Bitwala team.

Can I store ERC-20 tokens in my Ethereum wallet?

We do not recommend you send and store ERC-20 tokens in your Bitwala Ethereum wallet. While you can receive any ERC-20 tokens in your Ethereum wallet, you will not be able to view or manage them in the Bitwala interface.

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Crypto-friendly banking

Crypto-friendly banking