With our interest account, you earn up to %* per year on your bitcoin.
*rates are subject to weekly change
Beginners and HODLers welcome
No matter if you're a long-time crypto trader or fresh to the market. We make bitcoin investing uncomplicated, and add a lil' extra to your portfolio. Earning interest on your bitcoin has never been easier.
Receive payments in bitcoin
Generating a passive income is automatic; every Monday, you'll receive interest payments on your bitcoin investment. There's no minimum investment period to start reaping your rewards and making withdrawals or deposits.
0.00 % p.a.
current interest rate
For those who believe in Bitcoin
By partnering with Celsius, we enable you to put your coins to work. Instead of holding your bitcoin in your wallet, invest them for interest.
Investment starts with a few coins
Start investing with as little as €10 and only cover the network fee. After that, you're fee-free and can cash out at any time.
Cash out to your wallet
Invest your coins with our Interest Account and cash out whenever you like. All transfers from your Interest Account go directly to your non-custodial wallet – where you keep the private keys.
*Investing in crypto finance products is always associated with significant risks. Read more in our risk disclosure
Any questions? Read our FAQs
Who is Celsius?
Celsius Network was founded in 2017 with the mission to harness blockchain technology to provide unprecedented financial freedom, economic opportunity, and income equality for the 99%. They currently have more than $300M Assets under management from over 40,000 users.
Why do the interest rates change?
Interest rates are based on market demand, if borrowing demand is high, Celsius are able to pay a higher rate on that coin. If demand is low, they will be paying a lower rate. Celsius are dynamically changing these rates according to supply and demand. All interest earned on Bitcoin is compounded and paid out weekly.
How often are interest payments made?
Interest will be deposited in BTC directly into your BTC Interest account. It is calculated from Friday 05:00:00 UTC to Friday 04:59:59 UTC and distributed on Mondays. This means if your first deposit is on Friday, Saturday, or Sunday your first interest distribution will be the following Monday (you will not receive interest the first Monday).
What happens if I withdraw before an interest payment is made?
You can withdraw from the BTC Interest Account any time you like, however interest payments are made weekly on a Monday. Interest is calculated every second, and you will not receive any penalty for withdrawing early - you just will not earn any further interest on the amount you withdraw.
How is my bitcoin secured?
Celsius lend out responsibly from their community’s pool of assets. This means that Celsius only does collateralised loans, and your coins are never “locked up” and you can withdraw at any time. Investing in crypto finance products is always associated with significant risks. Read more in our risk disclosure.